Frontenac Bank in the Community

We are pleased to report another solid year from an operating perspective.  Great strides have been made on many fronts.
 
While we continued to face the challenge of a flat yield curve, our results for the year 2006 were consistent with the prior year.  Net income was $3.1 million and $2.20 per share, compared to $2.40 in 2005.  Assets increased 7% to $444 million.  Despite the challenging interest rate environment and fierce competition in deposit and loan pricing, Frontenac Bank continues to perform well.

Our strategy of focusing on customers, investors, and employees has not changed.  Your continued interest and confidence in Frontenac Bank is sincerely appreciated